https://journal.uinsi.ac.id/index.php/INASJIF/issue/feed 2025-11-18T22:00:35+08:00 Editorial Team inasjifuinsi@gmail.com Open Journal Systems <p><strong>Indonesian Scientific Journal of Islamic Finance</strong> (INASJIF) (<a href="https://issn.brin.go.id/terbit/detail/20220926121602132">Online ISSN </a>and <a href="https://issn.brin.go.id/terbit/detail/20221103310742649">Print ISSN</a>)&nbsp;published by Department of Islamic Banking, The Faculty of Islamic Economic and Business, State Islamic University of Sultan Aji Muhammad Idris Samarinda. The subject covers both textual and empirical, as well as classical and contemporary research on Islamic Finance. Published in Indonesia, it welcomes contributions in English and Bahasa. Papers are peer-reviewed to maintain a high scholarly level. Indonesian Scientific Journal of Islamic Finance is published online twice a year in December and June.</p> <p>The first volume of INASJIF was launched in December 2022. Indonesian Scientific Journal of Islamic Finance openly welcomes scholars, postgraduate students, and practitioners to submit their best research articles that correspond to the topics.</p> https://journal.uinsi.ac.id/index.php/INASJIF/article/view/11963 2025-11-18T22:00:35+08:00 Ranto Rinda Trihariyanto dosenuinsisamarinda@gmail.com Oktami Achni oktamiachni31@gmail.com

<p><em>This study aims to analyze liquidity management strategies in maintaining financing stability in Islamic banks in Indonesia. Liquidity management plays a crucial role in ensuring operational sustainability and financial performance, especially amid fluctuations in third-party funds and increasing real-sector financing demand. The research employs a qualitative descriptive approach with case studies on several Islamic commercial banks. Data were collected from financial reports, publications from the Financial Services Authority (OJK), and in-depth interviews with Islamic banking practitioners. The findings reveal that effective liquidity strategies involve a combination of liquid asset management, funding source diversification, and optimization of Islamic money market instruments. Moreover, the implementation of prudential principles and the supervision of the Sharia Supervisory Board are essential in maintaining Sharia compliance and financing stability. The study recommends enhancing Sharia-based liquidity product innovation and strengthening internal policies to balance profitability and liquidity.&nbsp;</em></p>

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