Al-Tijary
https://journal.uinsi.ac.id/index.php/altijary
<p style="border-width: thin; text-align: justify;"><strong>AL-TIJARY</strong> (P-ISSN: <a href="https://portal.issn.org/resource/ISSN/2460-9412" target="_blank" rel="noopener">2460-9404</a>; E-ISSN: <a href="https://portal.issn.org/resource/ISSN/2460-9412" target="_blank" rel="noopener">2460-9412</a>) is a scholarly periodical published by the Faculty of Economics and Islamic Business Sultan Aji Muhammad Idris State Islamic University Samarinda. It is a peer-reviewed journal of Economics and Islamic Business, including <strong>Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, issues on </strong><strong>shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Sharia-compliant risk management, Islamic derivatives, Issues of Sharia Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing</strong>. The journal is published twice, in June and December.</p> <p style="border-width: thin; text-align: justify;">Jurnal <strong>Al-Tijary</strong> indexed in <a href="https://doaj.org/toc/2460-9412?source=%7B%22query%22%3A%7B%22filtered%22%3A%7B%22filter%22%3A%7B%22bool%22%3A%7B%22must%22%3A%5B%7B%22term%22%3A%7B%22index.issn.exact%22%3A%222460-9412%22%7D%7D%2C%7B%22term%22%3A%7B%22_type%22%3A%22article%22%7D%7D%5D%7D%7D%2C%22query%22%3A%7B%22match_all%22%3A%7B%7D%7D%7D%7D%2C%22from%22%3A0%2C%22size%22%3A100%7D" target="_blank" rel="noopener">DOAJ</a>, <a href="https://scholar.google.com/citations?user=OL95GhYAAAAJ&hl=id" target="_blank" rel="noopener">Google Scholar,</a> <a href="https://sinta.kemdikbud.go.id/journals/profile/272" target="_blank" rel="noopener">Sinta</a>, <a href="https://garuda.kemdikbud.go.id/journal/view/26158">Garuda</a>, <a href="https://app.dimensions.ai/discover/publication?search_mode=content&search_text=AL-TIJARY&search_type=kws&search_field=full_search&and_facet_source_title=jour.1285420">Dimensions, </a><a href="https://www.mendeley.com/search/">Mendeley</a>, <a href="http://road.issn.org/issn_search?afs%3Aquery=Al-Tijary&afs%3Aip=MONIP&show-adv=0&adv-issn=&adv-title=&adv-publisher=&adv-collectivity=&adv-date-from=&adv-date-to=#.WKkla3_cTIU" target="_blank" rel="noopener">ROAD.</a> </p>Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarindaen-USAl-Tijary2460-9404Peran Bank Wakaf Mikro dalam Meningkatkan Kesejahteraan Masyarakat di Papua: Pendekatan Maqshid Syariah
https://journal.uinsi.ac.id/index.php/altijary/article/view/5315
<p><em>The establishment of the Micro Waqf Bank offers a viable approach to mitigating poverty and enhancing the quality of life for individuals. The Micro Waqf Bank aims to enhance individuals' quality of life by offering access to sharia-compliant financial services and business support. The objective of this study is to elucidate the function of the Honai Sejahtera Papua Micro Waqf Bank in enhancing customer well-being from the standpoint of Maqashid Syariah. This study employs a descriptive qualitative research design, utilizing primary data collected through interviews and recording. This research involves the process of data analysis, which encompasses data gathering, data reduction, and the derivation of conclusions. The findings of this study demonstrate that the Honai Sejahtera Papua Micro Waqf Bank plays a significant role in achieving the well-being of its customers. The community's ability to uphold religious principles, protect their spiritual health, maintain their reason, ensure the welfare of their offspring, and safeguard their assets serves as proof of this. The findings of this study imply that Micro Waqf Bank as an institution that provides access to sharia-based capital is a form of effort to safeguard assets with utilization that has an impact not only on increasing income but also on improving the fulfillment of basic needs. It proves that the potential of waqf is able to build the ummah's economy. This research implies that Bank Wakaf Mikro Honai Sejahtera could inspire other financial institutions and the Papuan government to adopt Islamic banking models.</em></p>Oggy Maulidya Perdana PutriMasaalah Marasabessy
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http://creativecommons.org/licenses/by-nc/4.0
2023-11-262023-11-269111010.21093/at.v9i1.5315Word of Mouth or Online Services: What is the Best Determinant of Muzakki’s Preference in Selecting Zakat Agency?
https://journal.uinsi.ac.id/index.php/altijary/article/view/7112
<p><em>The number of national-level zakat institutions has decreased since the implementation of Zakat Law Number 23 of 2011, indicating a more organized zakat administration. Nevertheless, many muzakki still opt not to distribute their zakat through the existing Zakat Management Organizations (OPZ) in Indonesia. Instead, they prefer to directly give zakat to their chosen mustahik. Despite the importance of paying zakat through zakat institutions, it is crucial to comprehend individuals' preferences in this regard. The main objective of this study is to investigate the factors influencing muzakki's preferences for zakat institutions, including trust, word of mouth, and online services. The research is based on empirical data gathered from 132 respondents in Central Java. Multiple linear regression was employed to test the study hypotheses. The findings reveal that all the examined variables, namely trust, word of mouth, and internet services, significantly influence muzakki's choices for zakat institutions. Further analysis indicates that among these factors, online services play the most significant role in shaping muzakki's preferences. The limitation of the study lies in the research sample, where Indonesia consists of 34 provinces and only 1 province is involved in this study. This study presents a summary of the relevance of online services in zakat institutions, as previous research on muzakki preferences for zakat payment has never included the online service factor. This research has managerial implications, particularly for Zakat Institutions. The findings will further assist fundraising strategies to enhance financial service and introduce innovative approaches to reach muzakki preferences in zakat payment.</em></p>Martini Dwi PuspariniNur Azizah Zuhriah Zahroh
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http://creativecommons.org/licenses/by-nc/4.0
2023-11-262023-11-2691112210.21093/at.v9i1.7112