Al-Tijary https://journal.uinsi.ac.id/index.php/altijary <p style="border-width: thin; text-align: justify;"><strong>AL-TIJARY</strong> (P-ISSN: <a href="https://portal.issn.org/resource/ISSN/2460-9412" target="_blank" rel="noopener">2460-9404</a>; E-ISSN: <a href="https://portal.issn.org/resource/ISSN/2460-9412" target="_blank" rel="noopener">2460-9412</a>) is a scholarly periodical published by the Faculty of Economics and Islamic Business Sultan Aji Muhammad Idris State Islamic University Samarinda. It is a peer-reviewed journal of Economics and Islamic Business, including&nbsp;<strong>Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, issues on </strong><strong>shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Sharia-compliant risk management, Islamic derivatives, Issues of Sharia Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing</strong>. The journal is published twice, in June and December.</p> <p style="border-width: thin; text-align: justify;">Jurnal <strong>Al-Tijary</strong> indexed in <a href="https://doaj.org/toc/2460-9412?source=%7B%22query%22%3A%7B%22filtered%22%3A%7B%22filter%22%3A%7B%22bool%22%3A%7B%22must%22%3A%5B%7B%22term%22%3A%7B%22index.issn.exact%22%3A%222460-9412%22%7D%7D%2C%7B%22term%22%3A%7B%22_type%22%3A%22article%22%7D%7D%5D%7D%7D%2C%22query%22%3A%7B%22match_all%22%3A%7B%7D%7D%7D%7D%2C%22from%22%3A0%2C%22size%22%3A100%7D" target="_blank" rel="noopener">DOAJ</a>, <a href="https://scholar.google.com/citations?user=OL95GhYAAAAJ&amp;hl=id" target="_blank" rel="noopener">Google Scholar,</a>&nbsp;<a href="https://sinta.kemdikbud.go.id/journals/profile/272" target="_blank" rel="noopener">Sinta</a>, <a href="https://garuda.kemdikbud.go.id/journal/view/26158">Garuda</a>, <a href="https://app.dimensions.ai/discover/publication?search_mode=content&amp;search_text=AL-TIJARY&amp;search_type=kws&amp;search_field=full_search&amp;and_facet_source_title=jour.1285420">Dimensions,&nbsp;</a><a href="https://www.mendeley.com/search/">Mendeley</a>, <a href="http://road.issn.org/issn_search?afs%3Aquery=Al-Tijary&amp;afs%3Aip=MONIP&amp;show-adv=0&amp;adv-issn=&amp;adv-title=&amp;adv-publisher=&amp;adv-collectivity=&amp;adv-date-from=&amp;adv-date-to=#.WKkla3_cTIU" target="_blank" rel="noopener">ROAD.</a>&nbsp;</p> en-US redaksi.altijary@gmail.com (Fitria Rahmah) redaksi.altijary@gmail.com (Dharma Yanti) Mon, 30 Jun 2025 00:00:00 +0800 OJS 3.1.1.0 http://blogs.law.harvard.edu/tech/rss 60 A Bibliometric Analysis of Islamic Work Ethics: Research Trends and Future Directions https://journal.uinsi.ac.id/index.php/altijary/article/view/9832 <p><em>Islamic Work Ethics (IWE) has been the focus of growing research, including its influence on organizational performance, leadership, and the development of work culture based on Islamic values. This study maps the trends, main themes, and research contributions on Islamic Work Ethics (IWE) globally through bibliometric analysis of scientific publications in 2012–2024 using Publish or Perish and VOSviewer. The results show three main phases of IWE development: (1) conceptual exploration in the Islamic finance and education sector (2012–2017), (2) application in Islamic value-based organizational management (2018–2019), and (3) its impact on performance, job satisfaction, and organizational justice (2019–2024). Malaysia, Indonesia, and Pakistan are the largest contributors, focusing on education, MSMEs, and Islamic banking. The study also uncovered research gaps, such as the global application of IWE, cross-cultural relations, and its influence on multicultural generations. This research offers strategic directions for the development of IWE in the Islamic education sector and modern organizations.</em></p> Akhmad Nur Zaroni, Dirga Lestari ##submission.copyrightStatement## http://creativecommons.org/licenses/by-nc/4.0 https://journal.uinsi.ac.id/index.php/altijary/article/view/9832 Sat, 18 Oct 2025 09:24:01 +0800 Implementation of the Unified Theory of Acceptance and Use of Technology (UTAUT) 3 on the Sharia Bank Customer Behavior in Using Mobile Banking https://journal.uinsi.ac.id/index.php/altijary/article/view/9448 <p><em>Mobile banking has transformed banking services, yet the adoption of Islamic mobile banking in North Padang Lawas Regency remains low. This study examines the impact of performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value, habit, and personal innovation on behavioral intention and user behavior. Using a quantitative approach, 200 respondents were selected through random sampling, and data were analyzed with Structural Equation Modeling-Partial Least Squares (SEM-PLS) via WarpPLS 7.0. Results show that performance expectancy (β = 0.508, p &lt; 0.001), price value (β = 0.200, p = 0.002), habit (β = 0.248, p &lt; 0.001), and personal innovation (β = 0.152, p = 0.014) significantly influence behavioral intention, while effort expectancy, social influence, facilitating conditions, and hedonic motivation do not. Behavioral intention (β = 0.293, p &lt; 0.001) positively impacts user behavior, with facilitating conditions (β = 0.234, p &lt; 0.001) and habit (β = 0.136, p = 0.024) also contributing, but personal innovation showing no effect. Additionally, behavioral intention does not mediate the influence of facilitating conditions, habit, or personal innovation on user behavior. These findings highlight the importance of emphasizing perceived usefulness, affordability, and habitual engagement to boost Islamic mobile banking adoption in the region.</em></p> Nurfia Sintia Daulay, Arbanur Rasyid, Utari Evy Cahyani, Rizki Mulia Lubis ##submission.copyrightStatement## http://creativecommons.org/licenses/by-nc/4.0 https://journal.uinsi.ac.id/index.php/altijary/article/view/9448 Wed, 16 Apr 2025 10:34:19 +0800