Borneo Islamic Finance and Economics Journal

Pengaruh Media Sosial, Word Of Mouth Dan Kualitas Pelayanan Terhadap Keputusan Berkunjung Wisatawan Muslim Di Wisata Susur Sungai Mahakam

Dedy Mainata, Wahid Nur Ramadhan, Tika Parlina — Fri, 29 Dec 2023 09:33:04 +0800

The growing interest in Samarinda among tourists, fueled by easily accessible information and transportation, is the driving force behind this study. The preservation of the city's environment and cultural legacy becomes imperative with the inflow of tourists. Sustainable growth requires cooperation between the community and the government. The study intends to evaluate how Muslim tourists using the Mahakam River Cruise Tour make judgments based on social media, word-of-mouth, and service quality. Through the use of descriptive quantitative research, information is gathered from 100 Muslim visitors who were purposefully sampled using questionnaires. Results show that word-of-mouth does not greatly affect decisions, but social media does. Service quality has a big impact on where people choose to come. Concurrently, these factors contribute to 92.2% of the decision-making process, indicating their critical function in determining Samarinda's tourism environment.

The Impact of Population Growth, Inflation, Level of Education, and Zakat on Poverty Levels in Samarinda City 2016-2022

Inandha Saputri, Akhmad Nurzaroni, Nurul Fadhilah — Fri, 29 Dec 2023 10:26:35 +0800

For Indonesia, the problem of poverty is not new, almost every period of government has had poverty problems, one of them is Samarinda city. Even though the third lowest poverty rate after Balikpapan and Bontang, Samarinda City has the second highest number of impoverished people in East Kalimantan and a population in extreme poverty. The poverty rate can be influenced by various factors, population growth and inflation, but the poverty rate can be overcome by the level of education and zakat. The objective of this study is to determine the partial and simultaneous effect of population growth, inflation, education level, and zakat on the poverty rate in Samarinda City in 2016-2022. Multiple linear regression analysis techniques using the SPSS 23 programme used as the data analysis technique in this study. The result of this study show that: (1) The population growth partially has no effect on the poverty rate. (2) The inflation partially has no effect on the poverty rate. (3) the education level partial does not have a significant effect on the poverty rate. (4) the zakat partially does not have a significant effect on the poverty rate. (5) The population growth, inflation, level of education, and zakat simultaneously do not have a significant effect on the level of poverty.

The Role of UMKM Omah Bawis Pak Ucil on Community Welfare in an Islamic Economic Perspective (Case study of UMKM Omah Bawis Pak Ucil),

Adia Magfirah, Parno Parno, Yusran Yusran — Fri, 29 Dec 2023 10:54:13 +0800

Adia Magfirah,2023."The Role of UMKM Omah Bawis Pak Ucil on Community Welfare in an Islamic Economic Perspective (Case study of UMKM Omah Bawis Pak Ucil), Thesis, Islamic Economics and Business Study Program Department of Sharia Economics Sultan Aji Muhammad Idris State Islamic University Samarinda". This research was supervised by Mr. Parno, M.SI as supervisor I and Mr. H. Yusran M. Ag as supervisor II.

The background of this study is that welfare is one of the conditions where a person can meet basic needs, food, shelter, and the ability to continue education and have additional jobs. For business actors, UMKM are businesses run by individuals, households, and small business entities. The purpose of this study is to find out how the role of UMKM in the welfare of the community is carried out in UMKM Omah Bawis Pak Ucil.

This research is a field research using a qualitative descriptive approach, using data collection techniques used are observation, interviews and documentation. The data sources used are primary data and secondary data. Primary data sources through interviews obtained through interviews with UMKM owners Omah Bawis and the community. While secondary data sources are obtained from relevant books and journals. The data analysis techniques used are data analysis techniques from Miles, Huberman, and Saldana. While the data validity technique used is triangulation of source and time. The location of this research used is the Omah Bawis Bontang UMKM Production House on June 3, 2023.

The results of this study show that this is the role of UMKM in the Omah Bawis fisheries sector on community welfare. Viewed in terms of production which includes the provision and creation of something that is valuable and beneficial to society in the form of goods and services. The business, run by entrepreneur Omah Bawis Pak Ucil, aims to improve the family economy in the Bontang City community.

Faktor – Faktor Yang Mempengaruhi Minat Masyarakat Muslim Membeli Pakaian Thrifting Di Kota samarinda

Muhammad Iqbal badawi, Tikawati Tikawati, Muhamad Hasbi — Fri, 29 Dec 2023 11:22:57 +0800

The problem that arises is the regulation of Permendag No. 18 of 2020, regarding the prohibition of the sale of used goods, but seeing that there are still many thrifty shops that are open causes people to be interested in buying these items. Fashion trends are now people's lifestyles that continue to stick in everyday life. One of them is thrift fashion which is quite popular among the public, especially teenagers. Thrift fashion is an alternative to exploring appearance, therefore getting used clothing at low prices but still of good quality is in great demand. Thus the purpose of this study was to determine the factors that influence the interest of the Muslim community to buy thrifting/second-hand clothes in Samarinda City.

The research method used in this research is quantitative research. The population used was 775,993 muslim people in Samarinda city who were recorded at the Samarinda Central Bureau of Statistics. The sample used was 100 Muslim community respondent data in Samarinda city. The data collection technique used is a questionnaire with a measurement technique using a Likert Scale. The analytical method used is multiple regression analysis.

The results of this study indicate that the price and quality factors partially and simultaneously have a significant effect on the interest of the muslim community to buy thrifting/second-hand clothing in Samarinda city.

Pengaruh Electronic Word of Mouth (e-WOM) dan Sistem Pembayaran Cash on Delivery (COD) Terhadap Keputusan Pembelian Dalam Perspektif Ekonomi Islam di Marketplace Shopee (Studi Kasus Pada Konsumen Marketplace Shopee di Kota Samarinda)

Astri Viana Mansur, Parno Parno, Dharma Yanti — Fri, 29 Dec 2023 13:59:28 +0800

The Influence of Electronic Word of Mouth (e-WOM) and Cash on Delivery (COD) Payment Systems on Purchasing Decisions in an Islamic Economic Perspective on Shopee Marketplace (Case Study on Shopee Marketplace Consumers in Samarinda City). Thesis, Sharia Economics Study Program, Faculty of Islamic Economics and Business, Aji Muhammad Idris State Islamic University, Samarinda". This research was supervised by Parno, S.E., M.S.I and Dharma Yanti, SE., M.Si. The advancement of the world of technology is growing rapidly, making it easier to buy and sell. The number of marketplaces that are often used by consumers and producers to buy and sell online. Electronic Word of Mouth (e-WOM) communication provides information about the product to be purchased from consumer experience. The Cash on Delivery (COD) payment system is a payment method that provides convenience and security. This study aims to determine the effect of Electronic Word of Mouth (e-WOM) and the Cash on Delivery (COD) payment system on purchasing decisions in an Islamic economic perspective in the Shopee marketplace. The population in this study were Shopee marketplace consumers in Samarinda City. The type of research used is quantitative research. The number of samples in this study were 96 respondents with non probability sampling technique with purposive sampling method. Data analysis using multiple linear regression and hypothesis testing. The results of this study show that Electronic Word of Mouth (e-WOM) partially affects purchasing decisions in an Islamic economic perspective on the Shopee marketplace, Cash on Delivery (COD) partially affects purchasing decisions in an Islamic economic perspective on the Shopee marketplace, and Electronic Word of Mouth (e-WOM) and Cash on Delivery (COD) simultaneously affect purchasing decisions in an Islamic economic perspective on the Shopee marketplace.

Pengaruh Kemudahan Electronic Money (E-Money) Terhadap Perilaku Konsumtif Mahasiswa Uinsi Samarinda Pada Masa Pandemi Covid-19

Muhammad Arya Putra Aditya, Muhammad Iswadi, Anwaril Hamidy — Fri, 29 Dec 2023 14:19:36 +0800

This research aims to 1). Knowing the effect of electronic money (e-money) on the consumptive behavior of UINSI Samarinda students during the Covid-19 pandemic, 2). To find out how much influence the convenience of electronic money (e-money) has on the consumptive behavior of UINSI Samarinda students during the Covid-19 pandemic.

The type of research used is associative descriptive quantitative research.This study used primary data from a questionnaire filled out by UINSI Samarinda students.The population in this study were UINSI Samarinda students, totaling 6,650 students. The sample in this study was determined using the Slovin formula as many as 100 people using a purposive sampling technique. The analysis technique used is simple linear regression analysis with the SPSS 28 program.

Based on the results of the calculation of the t test, the e-money convenience variable has a significant effect on the consumptive behavior of UINSI Samarinda students. The convenience of e-money has a positive effect on consumptive behavior. There is a 3% effect between the ease of e-money on consumptive behavior, and 97% from other variables.

Keywords: E-money Ease, Consumptive Behavior