PELUANG INVESTASI DANA HAJI PADA INDUSTRI HALAL DI INDONESIA

  • Abdul Rachman STES ISLAMIC VILLAGE
Keywords: investasi, industri, halal, haji

Abstract

Abstract

This study aims to determine non-financial alternative investment instruments for the financial management of Hajj in Indonesia, namely the halal industry. This study analyzes the investment opportunities and strategies in the halal industry. This research method is a descriptive research method using secondary data, namely data from the Central Statistics Agency (BPS), the 2019 Global Moslem Travel Index (GMTI) report, Joint Press Release on the Benefits of Hajj Fund Investment for the People (Ministry of Religion, BAPPENAS, MUI, Ministry Communication and Information), What and How to Invest in Hajj Finance BPKH (Hajj Financial Management Agency), State of the Global Islamic Economy Report 2019/20 and other data related to Hajj financial investments in non-financial instruments. The data collection technique carried out by researchers is by using literature research such as searching for academic literature, halal industry literature, statistics. The finding of this research is that the halal industry is one of the best alternative investment instruments because it is productive and sustainable. The Hajj Fund investment strategy in the halal industry can be done in several ways, first is to collaborate with the world's halal industry players, second is to take a role in the halal supply chain system and third is to invest in the sharia economic digitization sub-sector.

 

Keywords: investment, industry, halal, Hajj

 

 

 

 

 

 

Abstrak

Penelitian ini bertujuan untuk mengetahui instrumen investasi alternatif non keuangan bagi pengelolaan keuangan haji di Indonesia, yaitu industri halal. Penelitian ini menganalisis peluang dan strategi investasi di industri halal. Metode penelitian ini adalah metode penelitian deskriptif dengan menggunakan data sekunder yaitu berupa data Badan Pusat Statistik (BPS), report Global Moslem Travel Index (GMTI) 2019, Siaran Pers Bersama tentang Manfaat Investasi Dana Haji untuk Umat (Kementerian Agama, BAPPENAS, MUI, Kementerian Komunikasi dan Informasi), Apa dan Bagaimana Investasi Keuangan Haji BPKH (Badan Pengelola Keuangan Haji), State of the Global Islamic Economy Report 2019/20 dan data lainnya yang berkaitan dengan investasi keuangan haji pada instrumen non keuangan. Teknik pengumpulan data yang dilakukan oleh peneliti yaitu dengan menggunakan literature research seperti pencarian literatur akademis, literatur industri halal, statistik. Penemuan penelitian ini adalah industri halal merupakan salah satu instrumen investasi alternatif terbaik karena bersifat produktif dan berkelanjutan. Strategi investasi Dana Haji pada industri halal dapat dilakukan dengan beberapa cara, pertama adalah melakukan kolaborasi dengan pelaku industri halal dunia, kedua adalah dengan mengambil peran dalam sistem rantai suplai halal (halal supply chain system) dan ketiga adalah berinvestasi pada subsektor digitalisasi ekonomi syariah.

Kata kunci: investasi, industri, halal, haji

References

Ab Rashid, Norasekin, dan Jamil Bojei. “The Relationship between Halal Traceability System Adoption and Environmental Factors on Halal Food Supply Chain Integrity in Malaysia.” Journal of Islamic Marketing 11, no. 1 (22 Juni 2019): 117–42. https://doi.org/10.1108/JIMA-01-2018-0016.
Kompas.id. “Agen Perjalanan Respons Pertumbuhan Wisata Halal.” Diakses 22 Mei 2020. https://kompas.id/baca/adv_post/agen-perjalanan-respons-pertumbuhan-wisata-halal/.
Aprianto, Naerul Edwin Kiky. “Kontruksi Sistem Jaminan Sosial dalam Perspektif Ekonomi Islam.” Economica: Jurnal Ekonomi Islam 8, no. 2 (31 Oktober 2017): 237–62.
Barbara Ruiz-Bejarano. “Islamophobia as a Deterrent to Halal Global Trade.” Islamophobia Studies Journal 4, no. 1 (2017): 129. https://doi.org/10.13169/islastudj.4.1.0129.
Battour, Mohamed, dan Mohd Nazari Ismail. “The Role of Destination Attributes in Islamic Tourism.” Disunting oleh M.A. Othuman Mydin dan A. Marzuki. SHS Web of Conferences 12 (2014): 01077. https://doi.org/10.1051/shsconf/20141201077.
Beny Witjaksono, Prayogo P. Harto, Hendro Wibowo, dan Edy Suprapto. Apa & Bagaimana Investasi Keuangan Haji BPKH. 1 ed. Jakarta: Badan Pengelola Keuangan Haji, 2019.
Burlian, Paisol. “Reformulasi Yuridis Pengaturan Produk Pangan Halal Bagi Konsumen Muslim Di Indonesia.” AHKAM:Jurnal Ilmu Syariah 17, no. 1 (13 Maret 2015). https://doi.org/10.15408/ajis.v17i1.1241.
Charity, May Lim. “Jaminan Produk Halal Di Indonesia ( Halal Products Guarantee in Indonesia).” Jurnal Legislasi Indonesia 14, no. 1 (1 Maret 2017): 99–107.
CrescentRating. “The Mastercard-CrescentRating Halal Travel Frontier 2019 Report Unveils the Top Trends to Watch in the Muslim Travel Market.” CrescentRating. Diakses 3 Juni 2019. https://www.crescentrating.com/magazine/press-releases/3996/the-mastercard-crescentrating-halal-travel-frontier-report-2019-unveils-the-top-trends-to-watch-in-the-muslim-travel-market.html.
Developer, mediaindonesia com. “Digitalisasi Percepat Ekonomi Syariah,” 14 November 2019. https://mediaindonesia.com/read/detail/271481-digitalisasi-percepat-ekonomi-syariah.
DinarStandard. “State of The Global Islamic Economy Report 2019/20 - Driving The Islamic Economy Revolution 4.0.” Dubai (UAE), 2019.
El-Gohary, Hatem. “Halal Tourism, Is It Really Halal?” Tourism Management Perspectives 19 (Juli 2016): 124–30. https://doi.org/10.1016/j.tmp.2015.12.013.
Hosen, Dr Nadirsyah. Dari Hukum Makanan Tanpa Label Halal Hingga Memilih Mazhab Yang Cocok.: Islam Q & A. Noura Books, 2015.
Republika Online. “Inilah 10 Negara dengan Populasi Muslim Terbesar di Dunia,” 27 Mei 2015. https://republika.co.id/berita/dunia-islam/islam-nusantara/15/05/27/noywh5-inilah-10-negara-dengan-populasi-muslim-terbesar-di-dunia.
Ireland, John, dan Soha Abdollah Rajabzadeh. “UAE Consumer Concerns about Halal Products.” Journal of Islamic Marketing 2, no. 3 (20 September 2011): 274–83. https://doi.org/10.1108/17590831111164796.
Juliandi, Azuar, Irfan, dan Saprinal Manurung. Metodologi Penelitian Bisnis, Konsep dan Aplikasi: Sukses Menulis Skripsi & Tesis Mandiri. UMSU Press, t.t.
Kabir, Shahriar, Syed Shams, dan Roger Lawrey. “Trade Diversion Risk for Halal Food Exports.” Journal of Islamic Marketing ahead-of-print, no. ahead-of-print (23 Maret 2020). https://doi.org/10.1108/JIMA-07-2019-0145.
Karim, Mohd Hyrul Abu, Rozila Ahmad, dan Noor Azimin Zainol. “Differences In Hotel Attributes: Islamic Hotel And Sharia Compliant Hotel In Malaysia.” Journal of Global Business and Social Entrepreneurship (GBSE) 1, no. 2 (2017): 14.
Kementerian PPN/Bappenas. “Lembar Fakta Komite Nasional Keuangan Syariah (KNKS) dan Masterplan Arsitektur Keuangan Syariah Indonesia (Masterplan AKSI).” Jakarta: Kementerian PPN/Bappenas, 27 Juli 2017.
Republika Online. “Kesadaran Sertifikasi Halal Dinilai Meningkat,” 12 Mei 2016. https://republika.co.id/berita/ekonomi/syariah-ekonomi/16/05/12/o71voq382-kesadaran-sertifikasi-halal-dinilai-meningkat.
Republika Online. “Konsumsi Muslim Indonesia di Industri Halal Rp 3.179 Triliun,” 14 Desember 2018. https://republika.co.id/share/pjod7c383.
Mastercard-Crescentrating. “Halal Travel Frontier 2019, Top 17 Trends to Watch in 2019.” 2. Singapore: CrescentRating, Januari 2019.
MasterCard Social Newsroom. “Mastercard-CrescentRating Global Muslim Travel Index (GMTI) 2019: Indonesia and Malaysia Take the Top Positions in the Fast Growing Muslim Travel Market.” Diakses 3 Juni 2019. https://newsroom.mastercard.com/asia-pacific/press-releases/mastercard-crescentrating-global-muslim-travel-index-gmti-2019-indonesia-and-malaysia-take-the-top-positions-in-the-fast-growing-muslim-travel-market/.
Mathew, Vloreen Nity, Ardiana Mazwa Raudah binti Amir Abdullah, dan Siti Nurazizah binti Mohamad Ismail. “Acceptance on Halal Food among Non-Muslim Consumers.” Procedia - Social and Behavioral Sciences 121 (Maret 2014): 262–71. https://doi.org/10.1016/j.sbspro.2014.01.1127.
Media, Kompas Cyber. “17 Prediksi Tren Wisata Halal di Tahun 2019 Halaman all.” KOMPAS.com. Diakses 2 Juni 2019. https://travel.kompas.com/read/2019/02/04/210300227/17-prediksi-tren-wisata-halal-di-tahun-2019.
———. “Negara Mana yang Rajai Industri Halal Dunia?” KOMPAS.com. Diakses 29 Agustus 2020. https://ekonomi.kompas.com/read/2017/11/08/205641726/negara-mana-yang-rajai-industri-halal-dunia.
———. “Wamenparekraf: Tingkatkan Standar Fasilitas Wisata Syariah.” KOMPAS.com. Diakses 30 Mei 2019. https://travel.kompas.com/read/2014/06/04/1309314/Wamenparekraf.Tingkatkan.Standar.Fasilitas.Wisata.Syariah.
“Mencari Restoran Halal di Luar Negeri Semakin Mudah - Kompas.com.” Diakses 25 September 2018. https://travel.kompas.com/read/2015/04/30/152746627/Mencari.Restoran.Halal.di.Luar.Negeri.Semakin.Mudah.
M.H.I, Dr Moh Mufid, Lc. Kaidah Fiqh Ekonomi Syariah. ebookuid, 2017.
Mohd Nawawi, Mohd Saiful Anwar, Mohd Fauzi Abu-Hussin, Muhamad Syazwan Faid, Norhidayah Pauzi, Saadan Man, dan Noratiqah Mohd Sabri. “The Emergence of Halal Food Industry in Non-Muslim Countries: A Case Study of Thailand.” Journal of Islamic Marketing 11, no. 4 (19 Juli 2019): 917–31. https://doi.org/10.1108/JIMA-05-2018-0082.
M.Pd, Dr Drs I. Wayan Suwendra, S. Pd. Metodologi Penelitian Kualitatif dalam Ilmu Sosial, Pendidikan, Kebudayaan dan Keagamaan. Nilacakra, 2018.
Muttaqillah, Muttaqillah, Zainal Abidin, dan Lalu Adi Permadi. “ANALISIS STRATEGI MEMBANGUNBRAND IMAGE HALAL TOURISMKECAMATAN SAMBELIA KABUPATEN LOMBOK TIMUR.” JMM UNRAM - MASTER OF MANAGEMENT JOURNAL 7, no. 1 (20 Maret 2018): 70–82. https://doi.org/10.29303/jmm.v7i1.403.
Okezone. “Ekonomi Halal Siap Dorong Perekonomian Indonesia : Okezone Economy.” https://economy.okezone.com/. Diakses 11 Juni 2019. https://economy.okezone.com/read/2018/12/22/20/1994718/ekonomi-halal-siap-dorong-perekonomian-indonesia.
Oktadiana, Hera, Philip L. Pearce, dan Kaye Chon. “Muslim Travellers’ Needs: What Don’t We Know?” Tourism Management Perspectives 20 (Oktober 2016): 124–30. https://doi.org/10.1016/j.tmp.2016.08.004.
Poniman, Delma, Sharon Purchase, dan Joanne Sneddon. “Traceability Systems in the Western Australia Halal Food Supply Chain.” Asia Pacific Journal of Marketing and Logistics 27, no. 2 (13 April 2015): 324–48. https://doi.org/10.1108/APJML-05-2014-0082.
Rika Widawati dan Diyah Setiyorini. “Perspektif Sosiolinguistik: Dialog antara Islam dan Non-Islam tentang Standardisasi Pariwisata Islami.” Jurnal Manajemen Resort & Leisure II (Oktober 2014).
BPS. “Sensus Penduduk 2010 - Indonesia.” Diakses 25 September 2018. https://sp2010.bps.go.id/index.php/site/index.
Suryana. Makanan yang Halal & Haram. PT Mitra Aksara Panaitan, t.t.
Zannierah Syed Marzuki, Sharifah, Collin Michael Hall, dan Paul William Ballantine. “Restaurant Managers’ Perspectives on Halal Certification.” Journal of Islamic Marketing 3, no. 1 (23 Maret 2012): 47–58. https://doi.org/10.1108/17590831211206581.

Website
BPS. “Sensus Penduduk 2010 - Indonesia.” Diakses 25 September 2018. https://sp2010.bps.go.id/index.php/site/index.
Digitalisasi Percepat Ekonomi Syariah,” 14 November 2019. https://mediaindonesia.com/read/detail/271481-digitalisasi-percepat-ekonomi-syariah.
CrescentRating. “The Mastercard-CrescentRating Halal Travel Frontier 2019 Report Unveils the Top Trends to Watch in the Muslim Travel Market.” CrescentRating. Diakses 3 Juni 2019. https://www.crescentrating.com/magazine/press-releases/3996/the-mastercard-crescentrating-halal-travel-frontier-report-2019-unveils-the-top-trends-to-watch-in-the-muslim-travel-market.html.
Kompas.id. “Agen Perjalanan Respons Pertumbuhan Wisata Halal.” Diakses 22 Mei 2020. https://kompas.id/baca/adv_post/agen-perjalanan-respons-pertumbuhan-wisata-halal/.
Media, Kompas Cyber. “17 Prediksi Tren Wisata Halal di Tahun 2019 Halaman all.” KOMPAS.com. Diakses 2 Juni 2019. https://travel.kompas.com/read/2019/02/04/210300227/17-prediksi-tren-wisata-halal-di-tahun-2019.
———. “Negara Mana yang Rajai Industri Halal Dunia?” KOMPAS.com. Diakses 29 Agustus 2020. https://ekonomi.kompas.com/read/2017/11/08/205641726/negara-mana-yang-rajai-industri-halal-dunia.
———. “Wamenparekraf: Tingkatkan Standar Fasilitas Wisata Syariah.” KOMPAS.com. Diakses 30 Mei 2019. https://travel.kompas.com/read/2014/06/04/1309314/Wamenparekraf.Tingkatkan.Standar.Fasilitas.Wisata.Syariah.
“Mencari Restoran Halal di Luar Negeri Semakin Mudah - Kompas.com.” Diakses 25 September 2018. https://travel.kompas.com/read/2015/04/30/152746627/Mencari.Restoran.Halal.di.Luar.Negeri.Semakin.Mudah.
Okezone. “Ekonomi Halal Siap Dorong Perekonomian Indonesia : Okezone Economy.” https://economy.okezone.com/. Diakses 11 Juni 2019. https://economy.okezone.com/read/2018/12/22/20/1994718/ekonomi-halal-siap-dorong-perekonomian-indonesia.
Republika Online. “Kesadaran Sertifikasi Halal Dinilai Meningkat,” 12 Mei 2016. https://republika.co.id/berita/ekonomi/syariah-ekonomi/16/05/12/o71voq382-kesadaran-sertifikasi-halal-dinilai-meningkat.
Republika Online. “Konsumsi Muslim Indonesia di Industri Halal Rp 3.179 Triliun,” 14 Desember 2018. https://republika.co.id/share/pjod7c383.
Published
2021-06-22
How to Cite
Rachman, A. (2021). PELUANG INVESTASI DANA HAJI PADA INDUSTRI HALAL DI INDONESIA. El-Buhuth: Borneo Journal of Islamic Studies, 3(2), 131-152. https://doi.org/10.21093/el-buhuth.v3i2.3254