Legal Analysis on the Fatwa of Sharia National Council on Rahn: Between Legal Philosophy and Its Implementation in Indonesian Sharia Pawnshop
Abstract
The function of Sharia Financial Institutions (SFI) is to provide the easiness for the needs of the community in sharia-compliant funding. One of them is Pegadaian Syariah (sharia pawnshop), which offers the pawning (rahn) contract as one of the sharia-compliant quick funding solutions. The National Sharia Council (NSC) realized the need to issue a fatwa on the guidelines on rahn as a form of response to the needs of the community in various SFI products. However, this fatwa contains biased meaning against the concept the rahn which is obscurely implemented between dain and qardh in some SFI contracts. Therefore, this study tries to analyze the DSN Fatwa NO. 25/DSN-MUI/III/ 2000 and DSN Fatwa NO. 26/DSN-MUI/III/2000 concerning rahn between legal philosophy and its implementation in sharia pawnshops from the perspective of Fiqh Muamalah. The result of this study emphasizes that it is necessary to include in this fatwa a legal philosophy underlying reason for pawning (rahn) decision, whether it is debt (dain) caused by buying-selling/trading (bai') or due to money loan debt (qardh). This basis will explain the sharia-compliant boundaries of the implementation of the rahn contract in SFI, especially in sharia pawnshops which still makes qardh the basis for the realization of rahn implementation.
Keywords: sharia pawnshops, rahn, qardh, DSN Fatwa NO. 25/DSN-MUI/III /2002 and DSN Fatwa NO. 26/DSN-MUI/III/2002.
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Basya, Muhammad Qodry, Mursyid al-Hairaini ila Ma’rifati Ahwal al-Insan, Bulaq: Mathba’a al-Kubra Al-Amiriyah Bibulaq, 1308H
Fatwa DSN NO. 25/DSN-MUI/III/2000 dan Fatwa DSN NO. 26/DSN-MUI/III/2000 tentang rahn
Hamad, Nazih, (Mu’jam Almushthalahȃt Al-Mȃliyah Wa Al-Iqtishȃdiyah Fị Lughoti Al- Fuqāhā, Damasyqa: Dār al-Qolām, Cet. 1. 1429/2008
Huda, Nurul; Nasution, Mustafa Edwin, Current Issues Lembaga Keuangan Syariah, Jakarta: Kencana Prenada Media Grup, 2014.
Ibnu Attawati, Attawati, , Al-Mubassath Fi Al-Fiqh Al-Maliki Bi Al-Adilah, Arrawiyah: Dar al-Wa’yi, cet. 2, juz. 5, 2010
Ibnu al-Hammam, Muhammad bin Abdul Wahid Assiwasi Kamal ad-Din, Syarhu Fathu al-Qadir ‘ala al-Hidāyah Syarhi Bidāyati al-Mubtadi, Beirut: Dȃr al-Kutub al-‘Alamiyah, Cet. 1, Juz. 1. 1423H
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Ibnu ‘Athiyah al-Andalusi Abu Muhammad abdul haq bin Gholib bin Abdurrahman bin Tamam, (1422 H), Al-Muĥarrar Al-Wajîz FîTafsiri Al-Kitab Al-‘Azīzi, (Beirut: dar kutub al-ilmiyah), juz.1.
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Ibnu Taymiyah, Taqiyuddin Abu ‘Abbas Ahmad bin ‘Abdul Halim, Al-Majmü’ Al Fatȃwa, (Madinah: Majma’ Fahd lithaba’ah al-Mushhaf as-syarif, 1416/1995), Juz 29
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Published
2019-06-30
How to Cite
Fedro, A., Lahuri, S., & Ghozali, M. (2019). Legal Analysis on the Fatwa of Sharia National Council on Rahn: Between Legal Philosophy and Its Implementation in Indonesian Sharia Pawnshop. Mazahib, 18(1), 76-116. https://doi.org/10.21093/mj.v18i1.1365
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Articles
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