Legal Standing Bank Indonesia Sebagai Pemohon Pailit
Abstract
Bank Indonesia's authority as a bankruptcy petitioner is regulated in Article 2 paragraph (3) of Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations, which states that only Bank Indonesia has the right to file for bankruptcy against debtors that have the status of a bank. Although it does not act as a direct creditor, this role is carried out in order to protect the public interest and the stability of the financial system and the national economy, with a valid and strong legal basis. This authority is administrative in nature, but reflects a broad responsibility to maintain confidence in the banking system. Although it has been criticized for limiting the rights of other creditors, the existence of this regulation demonstrates the need for evaluation and potential legal reform to create a balance between protecting the public interest and fairness for creditors. This study uses normative research with several approaches, namely the legislative approach and the conceptual approach. The results of this study indicate that Bank Indonesia can use its authority as a bankruptcy petitioner if the specified terms and conditions can be fulfilled.
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