Beyond Commercial Ijarah: The Legal Construction of a Pesantren-Based Lease Model in Indonesian Islamic Economic Law
DOI:
https://doi.org/10.21093/bijis.v8i1.13706Keywords:
ijarah contract, Islamic economic law, community-based Islamic economy, pesantren-based business, Indonesian positive lawAbstract
This study aims to examine the legal construction of the ijarah contract implemented in the leasing practices of Basmalah Stores owned by Sidogiri Islamic Boarding School and to compare it with Islamic banking ijarah and Ijarah Muntahiya Bit Tamlik (IMBT) within the framework of Indonesian positive law. Previous studies have predominantly focused on ijarah in Islamic financial institutions, leaving community-based implementations within pesantren economic institutions largely unexplored. This study contributes to the development of a community-based Islamic economic model by integrating legal validity, socio-religious values, and economic empowerment into the conceptual framework of ijarah. This research employed a normative legal approach with a comparative design. Data were obtained from twelve legal and academic sources, including statutory regulations, the Compilation of Islamic Economic Law, DSN-MUI fatwas, and contemporary scholarly literature. Data were analyzed qualitatively through descriptive, comparative, and prescriptive approaches. The findings reveal that Basmalah Stores apply pure ijarah (ijarah al-manÄfi”˜), characterized by the transfer of usufruct rights without ownership transfer. The contract fulfills the legal requirements stipulated in the Compilation of Islamic Economic Law, DSN-MUI Fatwa No. 09/2000, and the Indonesian Civil Code, with no indication of gharar, coercion, or unlawful purposes. Comparative analysis across eight aspects demonstrates that, unlike Islamic banking ijarah and IMBT, Basmalah’s ijarah emphasizes social welfare, community empowerment, and the sustainability of pesantren-based businesses. These findings position Basmalah’s leasing practice as a distinctive model of community-based Islamic economy that integrates legal compliance, social responsibility, and economic resilience.
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Amarullah, Mohammad Syarifuddin. “Regulasi Ijarah Muntahiyyah Bi Tamlik Dalam Penguatan Industri Keuangan Syariah Nasional.†Equality: Journal of Islamic Law (EJIL) 4, no. 1 (2026): 179–96. https://doi.org/10.15575/ejil.v4i1.2089.
Amri, Ulil. “APLIKASI MULTI AKAD PRODUK GADAI EMAS PADA BANK SUMSEL BABEL SYARIAH KCP MUHAMMADIYAH PALEMBANG: TINJAUAN FIKIH MUAMALAH DAN TATA KELOLA BIAYA (UJRAH).†Journal of Multidiscipline and Equality 2, no. 2 (2025): 11–26. https://doi.org/10.70656/jme.v2i2.533.
Apriyanti, Hani Werdi. “Model Inovasi Produk Perbankan Syariah Di Indonesia.†Economica: Jurnal Ekonomi Islam 9, no. 1 (2018): 83–104. https://doi.org/10.21580/economica.2018.9.1.2053.
Arifin, Miftah. “MEMBANGUN KONSEP IDEAL PENERAPAN ASAS IKTIKAD BAIK DALAM HUKUM PERJANJIAN.†Jurnal Ius Constituendum 5, no. 1 (2020): 66–82. https://doi.org/10.26623/jic.v5i1.2119.
Bashori, Yudhi Achmad, Khairil Umami, and Soleh Hasan Wahid. “MAQASID SHARIAH-BASED DIGITAL ECONOMY MODEL: INTEGRATION, SUSTAINABILITY AND TRANSFORMATION.†Malaysian Journal of Syariah and Law 12, no. 2 (2024): 405–25. Indonesia. https://doi.org/10.33102/mjsl.vol12no2.647.
Darmalaksana, Wahyudin. “The Need for Social Theology to Strengthen the Social Functions of Islamic Banking in Indonesia.†HTS : Theological Studies 78, no. 1 (n.d.): 7342. https://doi.org/10.4102/hts.v78i1.7342.
Dewi, Ira Laksana, and Oyo Sunaryo Mukhlas. “Strategi Pengembangan Pembiayaan Berbasis Musyarakah Mutanaqisah Pada Lembaga Keuangan Syariah.†Equality: Journal of Islamic Law (EJIL) 4, no. 1 (2026): 113–28. https://doi.org/10.15575/ejil.v4i1.2078.
Fadila, Nurul, Alauddin Sepanjang Syach, Moch Fajri Maulana, and Ahmad Afandi. “Peran Prinsip Syariah Dalam Membangun Sistem Ekonomi Islam Modern.†RIGGS: Journal of Artificial Intelligence and Digital Business 4, no. 4 (2026): 8433–39. https://doi.org/10.31004/riggs.v4i4.4670.
Fathony, Dewi Masyitha Alvan. “Studi Analisis Peran Pesantren Sidogiri Dalam Pembentukan Karakter Kemandirian Ekonomi Masyarakat Perspektif Sosiologi.†Profit : Jurnal Kajian Ekonomi Dan Perbankan Syariah 1, no. 1 (2017). https://doi.org/10.33650/profit.v1i1.319.
Fauzi, Ahmad. “The Wage System (Ijarah) In Islam: A Comparative Perspective of the Scholars.†Iqtishodia: Jurnal Ekonomi Syariah 6, no. 2 (2021): 31–35. https://doi.org/10.35897/iqtishodia.v6i2.210.
Fayyad, Mahmoud. “Reconstructing Lease-to-Own Contracts: A Contemporary Approach to Islamic Banking Standards.†Heliyon 9, no. 9 (2023). https://doi.org/10.1016/j.heliyon.2023.e19319.
Furqani, Hafas, Zaki Fuad, Roza Hazli Zakaria, and Syamsul Idul Adha. “CONSIDERING DEBT IN THE PERSPECTIVE OF MAQASID AL-SHARIAH: MASLAHAH VERSUS MAFSADAH.†PETITA: JURNAL KAJIAN ILMU HUKUM DAN SYARIAH 9, no. 1 (2024): 18–30. https://doi.org/10.22373/petita.v9i1.243.
Hidayat, Aly, Wahyu Akbar, Mawar Ardiansyah, and Elly Adriana Binti Ibrahim. “The Impact of Sharia Economics on The Vision of A Golden Indonesia 2045.†Jurnal Ilmu Ekonomi Dan Bisnis Islam 6, no. 2 (2024): 116–40. https://doi.org/10.24239/jiebi.v6i2.297.116-140.
Hidayat, Asep Dadang, Sofyan Al-Hakim, and Iwan Setiawan. “Transactional Comparative Analysis of Ijarah and Al Ijarah Al Muntakiya Bit Tamlik in Islamic Banks.†Al-Afkar, Journal For Islamic Studies 6, no. 4 (2023): 66–78. https://doi.org/10.31943/afkarjournal.v6i4.762.
Hudaefi, Fahmi Ali, and Neni Heryani. “The Practice of Local Economic Development and MaqÄá¹£id Al-Sharī‘ah: Evidence from a Pesantren in West Java, Indonesia.†International Journal of Islamic and Middle Eastern Finance and Management 12, no. 5 (2019): 625–42. https://doi.org/10.1108/IMEFM-08-2018-0279.
Indriana, Ana, and Abdillah Halim. “POLITIK HUKUM EKONOMI SYARIAH DI INDONESIA.†El-Wasathiya: Jurnal Studi Agama 8, no. 1 (2020): 79–98. https://doi.org/10.35888/el-wasathiya.v8i1.3932.
Jafar, Wardah, Hamzah Khaeriyah, and Rahmawati Muin. “Analisis Hukum Islam Terhadap Dinamika Produk Dan Akad Jasa Pada Lembaga Keuangan Syariah (LKS).†Jurnal Tana Mana 6, no. 3 (2025): 291–301. https://doi.org/10.33648/jtm.v6i3.1428.
Jannah, Rauza tul. “Integration of Imam Al-Syathibi’s MaqÄá¹£id al-Syarī‘ah Concept in the Development of a Fair Islamic Economic Strategy.†Jurnal Bisnis Dan Kajian Strategi Manajemen 9, no. 2 (2025): 177–87. https://doi.org/10.35308/jbksm.v9i2.13975.
Kamali, Mohammad Hashim. “Methodological Issues in Islamic Jurisprudence.†Arab Law Quarterly 11, no. 1 (1996): 3–33. https://doi.org/10.2307/3381731.
Lintang, Mumpuni Gati. “Sinkronisasi Hukum Negara dengan Hukum Islam dalam Konteks Pluralisme Hukum di Indonesia.†Journal of Society and Scientific Studies 1, no. 1 (2025): 20–32. https://doi.org/10.62504/scientiva5.
Marcinkowski, Christoph. The Islamic World and the West: Managing Religious and Cultural Identities in the Age of Globalisation. LIT Verlag Münster, 2009.
Maulana, Diky Faqih. “Analisis Terhadap Kontrak Ijarah Dalam Praktik Perbankan Syariah.†Muslim Heritage 6, no. 1 (2021). https://doi.org/10.21154/muslimheritage.v6i1.2569.
M.Pd, Dr Mulyana Saleh, S. E. Akad dan Kontrak dalam Ekonomi Syariah. Sada Kurnia Pustaka, 2026.
M.Pd, Dr Mulyana Saleh, S. E. Akad dan Kontrak dalam Ekonomi Syariah. Sada Kurnia Pustaka, 2026.
Muhamad, Marâ€TMie, Nurul Amalia Fitri, Rahman Ambo Masse, and Nasrullah Sapa. “Aspek Hukum Pembiayaan Ijarah Dan IMBT Antara Fikih Dan PenerapanPerbankan.†Media Hukum Indonesia (MHI) 3, no. 2 (2025). https://doi.org/10.5281/zenodo.16033408.
Munawwaroh, Ziadatul, Istikomah, and Miftahul Hasanah. “Analisis Implementasi Akad Kerja Sama Pada Minimarket Madinah Oryza Mart Dengan Pondok Pesantren Madinatul Ulum Cangkring Jenggawah Jember.†AMAL: Jurnal Ekonomi Syariah 7, no. 1 (2025): 103–11. https://doi.org/10.33477/eksy.v7i1.10775.
Munjid, Mohamad Abdul, Fatmawati Sungkawaningrum, and Nunung Suciyati. “Optimization of Ijarah in Sharia Business: A Maqasid Sharia Perspective on Rights and Obligations.†Journal of Mujaddid Nusantara 2, no. 1 (2025): 52–60. https://doi.org/10.62568/jomn.v2i1.278.
Munjid, Mohamad Abdul, Fatmawati Sungkawaningrum, and Nunung Suciyati. “Optimization of Ijarah in Sharia Business: A Maqasid Sharia Perspective on Rights and Obligations.†Journal of Mujaddid Nusantara 2, no. 1 (2025): 52–60. https://doi.org/10.62568/jomn.v2i1.278.
Naswa, Naswa Aulia Syabilla, Mukhsinin Syu’aibi, and M. Dayat. IJARAH-BASED LAND MANAGEMENT FOR RURAL LIVESTOCK ENTERPRISES: A CASE STUDY OF BUMDES MUTIARA WELIRANG IN KETAPANRAME VILLAGE | Jurnal Dinamika Ekonomi Syariah. July 6, 2025. https://ejurnal.iaipd-nganjuk.ac.id/index.php/es/article/view/1506.
Rofiullah, Ahmad Hendra. “Pengembangan Ekonomi Syariah dalam Perspektif Maqashid Syariah di Era Ekonomi Digital.†SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah 7, no. 2 (2025): 24–43. https://doi.org/10.59636/saujana.v7i2.295.
Saputra, Bagus Setya Puji, Muhammad Habib Nasrullah, Nur Aziz Muslim, and Muhammad Haris Abdul Hakim. “Relevansi Legalitas Akad Syariah Dalam Mewujudkan Kepastian Hukum Dan Keadilan Ekonomi Islam.†Jurnal Ilmu Sosial Dan Humaniora 1, no. 3 (2025): 588–99. https://doi.org/10.63822/qd375r30.
Sya’diyah, Cholifatus Sya’diyah, Roviatul Adawiyah, Sukeng Tiyas Sari, Muchammad Fajeril Falaach, Harbatul Ahkam Arrozy, and Imelda Dian Rahmawati. “UPAYA KEMANDIRIAN PESANTREN MELALUI BISNIS: STUDI LITERATUR.†Pendas : Jurnal Ilmiah Pendidikan Dasar 10, no. 01 (2025): 223–42. https://doi.org/10.23969/jp.v10i01.21862.
Toyiburahman, Ahmad Baisuni, Romadhan, Ma’mun, and Rian Alfi. “Peran Pondok Pesantren Abdussalam Dan Alumni Dalam Menguatkan UMKM Untuk Ummat.†Qiblatuna 3, no. 1 (2026): 01–13.
Wahdini, Sri. “Reconstruction of Islamic Economic Law within the Modern Economic System: Between Normativity and Practice.†El-Kahfi | Journal of Islamic Economics 6, no. 01 (2025): 235–47. https://doi.org/10.58958/elkahfi.v6i01.579.
Yunari, Afrik, Ana Laela Fatikhatul Choiriyah, and Freddy Hidayat. “Freedom of Contract and Certainty of Sharia Law in IMBT: Perspectives on Indonesian and Malaysian Legal Culture.†Kawanua International Journal of Multicultural Studies 6, no. 2 (2025): 219–34. https://doi.org/10.30984/kijms.v6i2.1847.
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2026-06-30
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How to Cite
Beyond Commercial Ijarah: The Legal Construction of a Pesantren-Based Lease Model in Indonesian Islamic Economic Law. (2026). Borneo International Journal of Islamic Studies, 8(1), 101-116. https://doi.org/10.21093/bijis.v8i1.13706
